Taylorsville at a glance
- Population: a Census-estimated 57,098, placing it 14th among Utah's 255 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 60,435 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: population fell about 5.5% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Utah places: 14th in population of 255 places (US Census Bureau).
- Size percentile: it exceeds roughly 95% of Utah's Census places by population (US Census Bureau).
- Coordinates: 40.6569, -111.9493 (US Census Bureau Gazetteer).
- Nearest larger cities: West Valley City, UT (4 mi); West Jordan, UT (5 mi); Millcreek, UT (7 mi); South Jordan, UT (7 mi); Sandy, UT (8 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller communities: Kearns metro, UT (3 mi); Murray, UT (3 mi); Midvale, UT (4 mi), each a US Census place.
What a personal loan costs in Taylorsville
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Utah lending rules that apply in Taylorsville
The table lists the Utah rules that apply to a loan made in Taylorsville, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
How to compare offers in Taylorsville
Here is a short checklist for comparing personal loans in Taylorsville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Utah using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.