Coon Valley at a glance
- Population: 762, the 407th-largest community in Wisconsin out of 605 (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 Census recorded 758 residents here (US Census Bureau).
- 2020 to 2023 change: up about 0.5% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: 407th of 605 by population (US Census Bureau, Vintage 2023).
- Size percentile: roughly 33% of places in Wisconsin rank below it by population (US Census Bureau).
- Coordinates: latitude 43.7019, longitude -91.0114 (US Census Bureau Gazetteer).
- Nearest larger cities (120-mile radius): Westby, WI (8 mi); Stoddard, WI (10 mi); Cashton, WI (12 mi); Viroqua, WI (12 mi); Bangor, WI (13 mi) (US Census Bureau).
- Nearest smaller places: Chaseburg, WI (5 mi); Melvina, WI (13 mi); Brownsville, MN (14 mi) (US Census Bureau estimates).
What a personal loan costs in Coon Valley
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Wisconsin lending rules that apply in Coon Valley
The table lists the Wisconsin rules that apply to a loan made in Coon Valley, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Coon Valley
Before you commit to a personal loan in Coon Valley, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.