Chaseburg at a glance
- Population: 243, the 562nd-largest community in Wisconsin out of 605 (US Census Bureau, Vintage 2023).
- 2020 Census base: 242 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: up about 0.4% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: 562nd largest of 605 (US Census Bureau).
- Size percentile: it is larger than about 7% of the places in Wisconsin (US Census Bureau).
- Coordinates: 43.6611, -91.0959 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Coon Valley, WI (5 mi); Stoddard, WI (6 mi); Brownsville, MN (10 mi); Westby, WI (12 mi); Viroqua, WI (13 mi); each population is a US Census Bureau estimate.
- Nearest smaller towns: Genoa, WI (9 mi); Melvina, WI (18 mi); Ferryville, WI (21 mi) — US Census Bureau populations.
What a personal loan costs in Chaseburg
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Wisconsin lending rules that apply in Chaseburg
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Chaseburg
Here is a short checklist for comparing personal loans in Chaseburg:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.