Brooklyn at a glance
- Population: the Census estimates 1,529 residents, ranking 300th of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 1,527 people at the 2020 Census, the baseline for the trend below (US Census Bureau).
- 2020 to 2023 change: about 0.1% growth over the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 300th of the state's 605 Census places (US Census Bureau).
- Size percentile: about 50% of Wisconsin's Census places are smaller (US Census Bureau).
- Coordinates: 42.8496, -89.3764 (US Census Bureau Gazetteer).
- Nearest larger cities: Oregon, WI (5 mi); Evansville, WI (6 mi); Belleville, WI (8 mi); Stoughton, WI (9 mi); Fitchburg, WI (10 mi), each a US Census place with its estimated population.
- Nearest smaller towns: Albany, WI (10 mi); Monticello, WI (13 mi); Footville, WI (15 mi) — US Census Bureau populations.
What a personal loan costs in Brooklyn
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.
Wisconsin lending rules that apply in Brooklyn
Read the table as the compliance picture for a lender serving Brooklyn: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Brooklyn
Before you share your details with a lender in Brooklyn:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.