Belleville at a glance
- Population: a Census-estimated 2,674, placing it 225th among Wisconsin's 605 places (Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 2,486 residents here (US Census Bureau).
- 2020 to 2023 change: a gain of roughly 7.6% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: 225th of the state's 605 Census places (US Census Bureau).
- Size percentile: roughly 63% of Wisconsin's places have fewer residents (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 42.8640, -89.5396.
- Nearest larger cities (within 120 miles): Oregon, WI (9 mi); Verona, WI (9 mi); Fitchburg, WI (10 mi); Evansville, WI (14 mi); Mount Horeb, WI (14 mi) (US Census Bureau populations).
- Smaller places close by: New Glarus, WI (6 mi); Brooklyn, WI (8 mi); Monticello, WI (9 mi) (US Census Bureau).
What a personal loan costs in Belleville
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Wisconsin lending rules that apply in Belleville
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Belleville
The steps below are worth completing first when you borrow in Belleville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.