Withee at a glance
- Population: roughly 500 people; 478th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 507 residents here (US Census Bureau).
- 2020 to 2023 change: about 1.4% below the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 478th of the state's 605 Census places (US Census Bureau).
- Size percentile: ahead of around 21% of Wisconsin places in population terms (US Census Bureau).
- Coordinates: it sits at 44.9510, -90.5988 in the US Census Bureau Gazetteer.
- Nearest larger cities: Owen, WI (2 mi); Thorp, WI (10 mi); Greenwood, WI (13 mi); Dorchester, WI (14 mi); Abbotsford, WI (14 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller communities: Curtiss, WI (8 mi); Lublin, WI (11 mi); Unity, WI (16 mi), each a US Census place.
What a personal loan costs in Withee
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Wisconsin lending rules that apply in Withee
The table carries the Wisconsin rate and licensing rules that apply to consumer loans made in Withee.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Withee
Run through this list before signing anything in Withee:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.