Wickes at a glance
- Population: roughly 653 people; 228th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 635 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: about 2.8% more residents than the 2020 Census base (US Census Bureau).
- Rank among Arkansas places: 228th by size among 500 communities (US Census Bureau).
- Size percentile: about 54% of Arkansas's Census places are smaller (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 34.2997, -94.3273.
- Nearest larger cities (120-mile radius): De Queen, AR (18 mi); Mena, AR (20 mi); Dierks, AR (22 mi); Horatio, AR (25 mi); Broken Bow, OK (30 mi) (US Census Bureau).
- Smaller towns nearby: Grannis, AR (4 mi); Vandervoort, AR (6 mi); Gillham, AR (9 mi) (US Census Bureau).
What a personal loan costs in Wickes
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Arkansas lending rules that apply in Wickes
The sourced rows below are the rules a licensed lender must follow when lending in Arkansas, and therefore in Wickes.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
How to compare offers in Wickes
The steps below are worth completing first when you borrow in Wickes:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.