West Burke at a glance
- Population: about 277, 34th by size in Vermont of 40 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 278 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: a decline of roughly 0.4% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Vermont places: 34th largest of 40 (US Census Bureau).
- Size percentile: larger than about 15% of the Census places in Vermont (US Census Bureau).
- Coordinates: it sits at 44.6438, -71.9793 in the US Census Bureau Gazetteer.
- Nearest larger cities: Lyndonville, VT (8 mi); Barton, VT (12 mi); Orleans, VT (16 mi); Derby Center, VT (23 mi); Newport, VT (23 mi), each a US Census place with its estimated population.
- Nearest smaller communities: Albany, VT (21 mi); Marshfield, VT (27 mi); Cambridge, VT (44 mi), each a US Census place.
What a personal loan costs in West Burke
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Vermont lending rules that apply in West Burke
The Vermont rate caps and licensing rules that reach West Burke are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Prohibited — payday loans (postdated check lending) are explicitly banned in Vermont Source says: Payday loans (loans contingent on a postdated payment instrument) are explicitly banned. | Vermont Attorney General as of 2026-09-16 |
| Small-loan / installment lender licensing | Lender license required from the Commissioner (8 V.S.A. ch. 73, § 2201) Source says: Without first obtaining a license under this chapter from the Commissioner, a person shall not | Vermont General Assembly (Vermont Statutes Online) as of 2026-09-16 |
| State lending regulator | Vermont Department of Financial Regulation (DFR), Banking Division Source says: The Banking Division regulates the below listed non-depository financial services. | Vermont Department of Financial Regulation (DFR) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum general legal rate; 18% permitted for certain single-payment loans by regulated lenders (9 V.S.A. § 41a) Source says: the rate of interest or the sum allowed for forbearance or use of money shall be 12 percent per annum computed by the actuarial method | Vermont General Assembly (Vermont Statutes Online) as of 2026-09-16 |
How to compare offers in West Burke
The order below is a sensible way to approach a loan in West Burke:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Vermont using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.