Weatherford at a glance
- Population: 38,109 people, the 96th-largest place among Texas's 1,224 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 30,869 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: about 23.5% more residents than the 2020 Census base (US Census Bureau).
- Rank among Texas places: the 96th-largest of 1,224 (US Census Bureau, 2023 estimate).
- Size percentile: larger than about 92% of the Census places in Texas (US Census Bureau).
- Coordinates: latitude 32.7532, longitude -97.7719 (US Census Bureau Gazetteer).
- Nearest larger cities: Fort Worth, TX (25 mi); Haltom City, TX (29 mi); Burleson, TX (31 mi); North Richland Hills, TX (33 mi); Keller, TX (34 mi); each population is a US Census Bureau estimate.
- Nearest smaller places: Hudson Oaks, TX (4 mi); Annetta, TX (7 mi); Willow Park, TX (7 mi) (US Census Bureau estimates).
What a personal loan costs in Weatherford
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Texas lending rules that apply in Weatherford
The sourced rows below are the rules a licensed lender must follow when lending in Texas, and therefore in Weatherford.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Weatherford
The order below is a sensible way to approach a loan in Weatherford:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.