Personalloaned Compare rates

AR · city page

Personal loans in Tyronza, AR

For residents of Tyronza, a personal loan is a lump sum with a fixed repayment schedule, and its cost reflects your credit, income and debt-to-income picture. Tyronza's Census population of roughly 684 makes it the 221st-largest of 500 places in Arkansas. Arkansas law sets the rate ceilings and the licensing a lender must hold, and the table below lists each sourced figure.

By the Personalloaned Editorial Team · Last updated 2026-09-16

Advertising disclosure: Personalloaned may receive a referral fee if you apply through a link on this page. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.

Tyronza at a glance

  • Population: 684 people, the 221st-largest place among Arkansas's 500 Census places (US Census Bureau, Vintage 2023).
  • 2020 Census base: 718 residents at the 2020 Census (US Census Bureau, 2020 count).
  • 2020 to 2023 change: a decline of roughly 4.7% between the 2020 count and the 2023 estimate (US Census Bureau).
  • Rank among Arkansas places: 221st-largest of 500 (US Census Bureau, Vintage 2023 estimate).
  • Size percentile: about 56% of places in Arkansas are smaller (US Census Bureau).
  • Coordinates: mapped at 35.4868, -90.3560 by the US Census Bureau Gazetteer.
  • Nearest larger cities (within 120 miles): Marked Tree, AR (5 mi); Lepanto, AR (9 mi); Earle, AR (16 mi); Trumann, AR (16 mi); Wilson, AR (18 mi) (US Census Bureau populations).
  • Nearest smaller towns: Birdsong, AR (6 mi); Gilmore, AR (6 mi); Turrell, AR (9 mi) — US Census Bureau populations.

What a personal loan costs in Tyronza

The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.

Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.

Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.

A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.

Arkansas lending rules that apply in Tyronza

The sourced rows below are the rules a licensed lender must follow when lending in Arkansas, and therefore in Tyronza.

RuleDetailSource
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

How to compare offers in Tyronza

A few practical steps will make the process in Tyronza less costly:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Arkansas using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Tyronza?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Tyronza are the same as elsewhere in Arkansas.
How much can I borrow with a personal loan in Tyronza?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Tyronza require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Tyronza hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

Related