Tylertown at a glance
- Population: 1,471 — 125th in Mississippi, which has 299 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 1,500 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: about 1.9% below the 2020 Census base (US Census Bureau).
- Rank among Mississippi places: 125th-largest of 299 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: it is larger than about 58% of the places in Mississippi (US Census Bureau).
- Coordinates: mapped at 31.1172, -90.1449 by the US Census Bureau Gazetteer.
- Nearest larger cities within 120 miles: Franklinton, LA (19 mi); Magnolia, MS (19 mi); McComb, MS (21 mi); Columbia, MS (22 mi); Kentwood, LA (25 mi) (US Census Bureau).
- Smaller places nearby: Osyka, MS (21 mi); Angie, LA (22 mi); Summit, MS (22 mi), per US Census Bureau estimates.
What a personal loan costs in Tylertown
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Mississippi lending rules that apply in Tylertown
Read the table as the compliance picture for a lender serving Tylertown: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
How to compare offers in Tylertown
Before you share your details with a lender in Tylertown:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Mississippi using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.