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Personal loans in Tuckerman, AR

Taking out a personal loan in Tuckerman means a fixed monthly payment for a set term, and the APR you are quoted rests on your credit, income and debts. Tuckerman is home to about 1,683 people and ranks 149th among the 500 Census places in Arkansas. Arkansas sets the rate caps and licensing rules a lender must follow here, and the sourced table below lists them.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Tuckerman at a glance

  • Population: about 1,683, 149th by size in Arkansas of 500 places (Census Vintage 2023 subcounty estimate).
  • 2020 Census base: 1,705 residents at the 2020 Census (US Census Bureau, 2020 count).
  • 2020 to 2023 change: population fell about 1.3% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
  • Rank among Arkansas places: 149th-largest of 500 (US Census Bureau, Vintage 2023 estimate).
  • Size percentile: roughly 70% of Arkansas's places have fewer residents (US Census Bureau).
  • Coordinates: mapped at 35.7256, -91.2021 by the US Census Bureau Gazetteer.
  • Nearest larger cities: Newport, AR (7 mi); Batesville, AR (24 mi); Southside, AR (24 mi); Cave City, AR (25 mi); Hoxie, AR (25 mi), each a US Census place with its estimated population.
  • Nearest smaller communities: Campbell Station, AR (5 mi); Diaz, AR (6 mi); Swifton, AR (8 mi), each a US Census place.

What a personal loan costs in Tuckerman

The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.

Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.

A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.

Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.

Arkansas lending rules that apply in Tuckerman

Read the table as the compliance picture for a lender serving Tuckerman: label, sourced figure, publisher and date.

RuleDetailSource
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16

How to compare offers in Tuckerman

Here is a short checklist for comparing personal loans in Tuckerman:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Arkansas using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Tuckerman?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Tuckerman are the same as elsewhere in Arkansas.
How much can I borrow with a personal loan in Tuckerman?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Tuckerman require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Tuckerman hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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