Tuckahoe at a glance
- Population: 6,900 (US Census Bureau, Vintage 2023 subcounty estimate), the 132nd-largest of 595 places in New York.
- 2020 Census base: 7,093 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: population fell about 2.7% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among New York places: 132nd by size among 595 communities (US Census Bureau).
- Size percentile: about 78% of New York's Census places are smaller (US Census Bureau).
- Coordinates: 40.9531 / -73.8229, per the US Census Bureau Gazetteer.
- Nearest larger cities: Yonkers, NY (2 mi); Mount Vernon, NY (3 mi); Pelham, NY (3 mi); New Rochelle, NY (3 mi); Scarsdale, NY (4 mi) (Census populations, approximate straight-line distance).
- Smaller places nearby: Bronxville, NY (1 mi); Larchmont, NY (4 mi); Pelham Manor, NY (4 mi), per US Census Bureau estimates.
What a personal loan costs in Tuckahoe
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
New York lending rules that apply in Tuckahoe
The New York rate caps and licensing rules that reach Tuckahoe are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Criminal usury in the second degree (Penal Law 190.40) | Interest rate exceeding 25% per annum; class E felony Source says: "at a rate exceeding twenty-five per centum per annum or the equivalent rate for a longer or shorter period" | New York State Senate (Open Legislation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
How to compare offers in Tuckahoe
These steps are the ones that most affect the offer you receive in Tuckahoe:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in New York using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.