Trimble at a glance
- Population: roughly 535 people; 282nd of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 546 people at the 2020 Census, the baseline for the trend below (US Census Bureau).
- 2020 to 2023 change: down about 2.0% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Tennessee places: 282nd-largest of 344 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: larger than about 18% of the Census places in Tennessee (US Census Bureau).
- Coordinates: 36.2020 / -89.1880, per the US Census Bureau Gazetteer.
- Nearest larger cities: Obion, TN (4 mi); Newbern, TN (7 mi); Kenton, TN (9 mi); Troy, TN (10 mi); Rutherford, TN (12 mi) (Census populations, approximate straight-line distance).
- Nearest smaller towns: Yorkville, TN (8 mi); Hornbeak, TN (11 mi); Rives, TN (13 mi) — US Census Bureau populations.
What a personal loan costs in Trimble
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Tennessee lending rules that apply in Trimble
The table lists the Tennessee rules that apply to a loan made in Trimble, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How to compare offers in Trimble
These steps are the ones that most affect the offer you receive in Trimble:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Tennessee using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.