Trezevant at a glance
- Population: 806 — 252nd in Tennessee, which has 344 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 796 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: population rose about 1.3% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Tennessee places: 252nd in population of 344 places (US Census Bureau).
- Size percentile: it is larger than about 27% of the places in Tennessee (US Census Bureau).
- Coordinates: mapped at 36.0109, -88.6206 by the US Census Bureau Gazetteer.
- Nearest larger cities within 120 miles: Atwood, TN (4 mi); Milan, TN (10 mi); McKenzie, TN (11 mi); Huntingdon, TN (11 mi); Bradford, TN (12 mi) (US Census Bureau).
- Nearest smaller towns: McLemoresville, TN (3 mi); Gibson, TN (16 mi); Clarksburg, TN (16 mi) (US Census Bureau).
What a personal loan costs in Trezevant
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
Tennessee lending rules that apply in Trezevant
The sourced rows below are the rules a licensed lender must follow when lending in Tennessee, and therefore in Trezevant.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How to compare offers in Trezevant
These steps are the ones that most affect the offer you receive in Trezevant:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Tennessee using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.