Todd Mission at a glance
- Population: a Census-estimated 130, placing it 1,188th among Texas's 1,224 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 122 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: up roughly 6.6% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Texas places: 1,188th of the state's 1,224 Census places (US Census Bureau).
- Size percentile: about 3% of places in Texas are smaller (US Census Bureau).
- Coordinates: 30.2609, -95.8300 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Plantersville, TX (5 mi); Magnolia, TX (6 mi); Stagecoach, TX (11 mi); Montgomery, TX (12 mi); Waller, TX (14 mi); US Census Bureau population estimates.
- Smaller places close by: Round Top, TX (53 mi); Dayton Lakes, TX (61 mi); Seven Oaks, TX (71 mi) (US Census Bureau).
What a personal loan costs in Todd Mission
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Texas lending rules that apply in Todd Mission
The Texas rate caps and licensing rules that reach Todd Mission are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Todd Mission
These steps are the ones that most affect the offer you receive in Todd Mission:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.