Tintah at a glance
- Population: a Census-estimated 62, placing it 808th among Minnesota's 853 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 68 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: about 8.8% below the 2020 Census base (US Census Bureau).
- Rank among Minnesota places: 808th of 853 by population (US Census Bureau, Vintage 2023).
- Size percentile: roughly 5% of Minnesota's places have fewer residents (US Census Bureau).
- Coordinates: mapped at 46.0108, -96.3201 by the US Census Bureau Gazetteer.
- Nearest larger cities (within 120 miles): Nashua, MN (2 mi); Campbell, MN (7 mi); Wendell, MN (11 mi); Fairmount, ND (14 mi); Herman, MN (16 mi) (US Census Bureau populations).
- Smaller places close by: Norcross, MN (11 mi); White Rock, SD (14 mi); Doran, MN (14 mi) (US Census Bureau).
What a personal loan costs in Tintah
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Minnesota lending rules that apply in Tintah
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
How to compare offers in Tintah
Before you share your details with a lender in Tintah:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Minnesota using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.