Taylor at a glance
- Population: about 468, 492nd by size in Wisconsin of 605 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 483 (US Census Bureau).
- 2020 to 2023 change: roughly 3.1% fewer residents than at the 2020 Census (US Census Bureau).
- Rank among Wisconsin places: 492nd in population of 605 places (US Census Bureau).
- Size percentile: about 19% of places in Wisconsin are smaller (US Census Bureau).
- Coordinates: latitude 44.3217, longitude -91.1205 (US Census Bureau Gazetteer).
- Nearest larger cities: Blair, WI (9 mi); Whitehall, WI (11 mi); Ettrick, WI (13 mi); Alma Center, WI (13 mi); Black River Falls, WI (14 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller communities: Hixton, WI (7 mi); Pigeon Falls, WI (8 mi); Fairchild, WI (21 mi), each a US Census place.
What a personal loan costs in Taylor
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Wisconsin lending rules that apply in Taylor
The table lists the Wisconsin rules that apply to a loan made in Taylor, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Taylor
Before you share your details with a lender in Taylor:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.