Tabiona at a glance
- Population: roughly 155 people; 247th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 149 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: roughly 4.0% higher than at the 2020 Census (US Census Bureau).
- Rank among Utah places: 247th out of 255 Census places (US Census Bureau).
- Size percentile: it exceeds roughly 3% of Utah's Census places by population (US Census Bureau).
- Coordinates: 40.3542 / -110.7096, per the US Census Bureau Gazetteer.
- Nearest larger cities (120-mile radius): Duchesne, UT (21 mi); Altamont, UT (22 mi); Francis, UT (35 mi); Myton, UT (36 mi); Kamas, UT (36 mi) (US Census Bureau).
- Nearest smaller places: Independence, UT (31 mi); Scofield, UT (50 mi); Dutch John, UT (79 mi) (US Census Bureau estimates).
What a personal loan costs in Tabiona
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Utah lending rules that apply in Tabiona
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
How to compare offers in Tabiona
A few practical steps will make the process in Tabiona less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Utah using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.