Sunrise Beach Village at a glance
- Population: a Census-estimated 791, placing it 871st among Texas's 1,224 places (Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 742 (US Census Bureau).
- 2020 to 2023 change: a gain of roughly 6.6% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Texas places: 871st of the state's 1,224 Census places (US Census Bureau).
- Size percentile: ahead of around 29% of Texas places in population terms (US Census Bureau).
- Coordinates: it sits at 30.5860, -98.4188 in the US Census Bureau Gazetteer.
- Nearest larger cities (120-mile radius): Granite Shoals, TX (3 mi); Horseshoe Bay, TX (4 mi); Cottonwood Shores, TX (6 mi); Meadowlakes, TX (8 mi); Marble Falls, TX (9 mi) (US Census Bureau).
- Nearest smaller communities: Highland Haven, TX (2 mi); Double Horn, TX (13 mi); Round Mountain, TX (14 mi) (Census populations).
What a personal loan costs in Sunrise Beach Village
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Texas lending rules that apply in Sunrise Beach Village
The sourced rows below are the rules a licensed lender must follow when lending in Texas, and therefore in Sunrise Beach Village.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Sunrise Beach Village
The order below is a sensible way to approach a loan in Sunrise Beach Village:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.