Sturtevant at a glance
- Population: 6,735 residents, the 132nd-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- 2020 Census base: 6,917 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: a decline of roughly 2.6% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: 132nd of the state's 605 Census places (US Census Bureau).
- Size percentile: about 78% of places in Wisconsin are smaller (US Census Bureau).
- Coordinates: latitude 42.6989, longitude -87.9016 (US Census Bureau Gazetteer).
- Nearest larger cities (120-mile radius): Mount Pleasant, WI (1 mi); Somers, WI (4 mi); Racine, WI (5 mi); Caledonia, WI (7 mi); Kenosha, WI (8 mi) (US Census Bureau).
- Smaller towns nearby: Elmwood Park, WI (4 mi); Yorkville, WI (5 mi); Union Grove, WI (8 mi) (US Census Bureau).
What a personal loan costs in Sturtevant
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Wisconsin lending rules that apply in Sturtevant
The sourced rows below are the rules a licensed lender must follow when lending in Wisconsin, and therefore in Sturtevant.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Sturtevant
These steps are the ones that most affect the offer you receive in Sturtevant:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.