Stonewall at a glance
- Population: about 2,535 residents, ranking 103rd of 302 Census places in Louisiana (US Census Bureau, Vintage 2023 subcounty estimate).
- 2020 Census base: 2,257 people at the 2020 Census, the baseline for the trend below (US Census Bureau).
- 2020 to 2023 change: about 12.3% more residents than the 2020 Census base (US Census Bureau).
- Rank among Louisiana places: 103rd of the state's 302 Census places (US Census Bureau).
- Size percentile: about 66% of Louisiana's Census places are smaller (US Census Bureau).
- Coordinates: 32.2713 latitude, -93.8074 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: Shreveport, LA (14 mi); Greenwood, LA (14 mi); Mansfield, LA (17 mi); Bossier City, LA (20 mi); Blanchard, LA (23 mi); each population is a US Census Bureau estimate.
- Nearest smaller places: Keachi, LA (9 mi); Grand Cane, LA (13 mi); Longstreet, LA (15 mi) (US Census Bureau estimates).
What a personal loan costs in Stonewall
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Louisiana lending rules that apply in Stonewall
The table lists the Louisiana rules that apply to a loan made in Stonewall, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
How to compare offers in Stonewall
Here is a short checklist for comparing personal loans in Stonewall:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Louisiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.