South Weber at a glance
- Population: a Census-estimated 8,105, placing it 80th among Utah's 255 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 7,872 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: population rose about 3.0% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Utah places: 80th of the state's 255 Census places (US Census Bureau).
- Size percentile: about 69% of Utah's Census places are smaller (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 41.1347, -111.9416.
- Nearest larger cities: South Ogden, UT (3 mi); Washington Terrace, UT (3 mi); Layton, UT (4 mi); Riverdale, UT (4 mi); Clearfield, UT (5 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller communities: Uintah, UT (1 mi); Sunset, UT (5 mi); Fruit Heights, UT (8 mi), each a US Census place.
What a personal loan costs in South Weber
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Utah lending rules that apply in South Weber
Read the table as the compliance picture for a lender serving South Weber: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
How to compare offers in South Weber
The order below is a sensible way to approach a loan in South Weber:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Utah using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.