Slayden at a glance
- Population: a Census-estimated 178, placing it 335th among Tennessee's 344 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 172 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: up roughly 3.5% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Tennessee places: 335th-largest of 344 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: larger than about 3% of the Census places in Tennessee (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 36.2913, -87.4656.
- Nearest larger cities: Vanleer, TN (4 mi); Charlotte, TN (10 mi); Cumberland City, TN (11 mi); Erin, TN (13 mi); McEwen, TN (16 mi) — straight-line distances, US Census Bureau populations.
- Smaller places nearby: LaFayette, KY (28 mi); Mitchellville, TN (57 mi); Cottage Grove, TN (57 mi), per US Census Bureau estimates.
What a personal loan costs in Slayden
Unlike a revolving credit card, a personal loan is closed-end: the balance falls on a fixed schedule and the payment does not change.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Tennessee lending rules that apply in Slayden
Read the table as the compliance picture for a lender serving Slayden: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How to compare offers in Slayden
These steps are the ones that most affect the offer you receive in Slayden:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Tennessee using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.