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Personal loans in Saukville, WI

In Saukville, a personal loan gives you a lump sum repaid over a set term, with the lender setting your APR from your credit, income and debts. The Census puts Saukville at about 4,260 residents, the 167th-largest of 605 places in Wisconsin. The rate caps and licensing requirements that apply to a lender in Wisconsin are set out in the sourced table below.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Saukville at a glance

  • Population: about 4,260 residents, ranking 167th of 605 Census places in Wisconsin (US Census Bureau, Vintage 2023 subcounty estimate).
  • 2020 Census base: 4,260 residents in the 2020 Census, per the US Census Bureau.
  • 2020 to 2023 change: little measurable change between the 2020 count and the 2023 estimate (US Census Bureau).
  • Rank among Wisconsin places: 167th-largest of 605 (US Census Bureau, Vintage 2023 estimate).
  • Size percentile: it is larger than about 72% of the places in Wisconsin (US Census Bureau).
  • Coordinates: 43.3889, -87.9439 (Census Gazetteer, US Census Bureau).
  • Nearest larger cities: Port Washington, WI (3 mi); Grafton, WI (5 mi); Cedarburg, WI (7 mi); Jackson, WI (12 mi); West Bend, WI (12 mi); each population is a US Census Bureau estimate.
  • Smaller places nearby: Fredonia, WI (6 mi); Newburg, WI (6 mi); Belgium, WI (9 mi), per US Census Bureau estimates.

What a personal loan costs in Saukville

Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.

Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.

The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.

If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.

Wisconsin lending rules that apply in Saukville

Where a figure is not published by the state, the row points to the source instead of guessing.

RuleDetailSource
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Saukville

Before you share your details with a lender in Saukville:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Saukville?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Saukville are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Saukville?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Saukville require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Saukville hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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