Rothschild at a glance
- Population: about 5,514, 144th by size in Wisconsin of 605 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 5,560 residents here (US Census Bureau).
- 2020 to 2023 change: about 0.8% below the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 144th of the state's 605 Census places (US Census Bureau).
- Size percentile: it is larger than about 76% of the places in Wisconsin (US Census Bureau).
- Coordinates: 44.8737 / -89.6197, per the US Census Bureau Gazetteer.
- Nearest larger cities: Weston, WI (4 mi); Kronenwetter, WI (4 mi); Wausau, WI (6 mi); Merrill, WI (22 mi); Stevens Point, WI (24 mi); US Census Bureau population estimates.
- Smaller places nearby: Schofield, WI (3 mi); Mosinee, WI (6 mi); Marathon City, WI (12 mi), per US Census Bureau estimates.
What a personal loan costs in Rothschild
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Wisconsin lending rules that apply in Rothschild
Read the table as the compliance picture for a lender serving Rothschild: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Rothschild
The steps below are worth completing first when you borrow in Rothschild:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.