Rosendale at a glance
- Population: about 1,033 residents, ranking 362nd of 605 Census places in Wisconsin (US Census Bureau, Vintage 2023 subcounty estimate).
- 2020 Census base: 1,044 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: population fell about 1.1% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Wisconsin places: 362nd of the state's 605 Census places (US Census Bureau).
- Size percentile: about 40% of places in Wisconsin are smaller (US Census Bureau).
- Coordinates: latitude 43.8089, longitude -88.6712 (US Census Bureau Gazetteer).
- Nearest larger cities: Ripon, WI (9 mi); North Fond du Lac, WI (9 mi); Oakfield, WI (11 mi); Fond du Lac, WI (12 mi); Waupun, WI (13 mi); US Census Bureau population estimates.
- Nearest smaller towns: Brandon, WI (8 mi); Fairwater, WI (11 mi); Green Lake, WI (14 mi) (US Census Bureau).
What a personal loan costs in Rosendale
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.
A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.
Wisconsin lending rules that apply in Rosendale
The sourced rows below are the rules a licensed lender must follow when lending in Wisconsin, and therefore in Rosendale.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Rosendale
Run through this list before signing anything in Rosendale:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.