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Personal loans in Rondo, AR

For residents of Rondo, a personal loan is a lump sum with a fixed repayment schedule, and its cost reflects your credit, income and debt-to-income picture. About 152 people live in Rondo, which ranks 406th of 500 Census places in Arkansas. Every lender serving Arkansas must observe the state's rate caps and licensing rules, shown with their sources below.

By the Personalloaned Editorial Team · Last updated 2026-09-16

Advertising disclosure: Personalloaned may receive a referral fee if you apply through a link on this page. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.

Rondo at a glance

  • Population: the Census estimates 152 residents, ranking 406th of 500 places in Arkansas (Vintage 2023).
  • 2020 Census base: 161 people (US Census Bureau, 2020 Census count).
  • 2020 to 2023 change: down about 5.6% from the 2020 Census base to the 2023 estimate (US Census Bureau).
  • Rank among Arkansas places: 406th of 500 by population (US Census Bureau, Vintage 2023).
  • Size percentile: roughly 19% of places in Arkansas rank below it by population (US Census Bureau).
  • Coordinates: the Census Gazetteer places it at 34.6574, -90.8208.
  • Nearest larger cities: Lexa, AR (6 mi); Marianna, AR (9 mi); Marvell, AR (9 mi); Moro, AR (13 mi); Helena-West Helena, AR (14 mi) (Census populations, approximate straight-line distance).
  • Nearest smaller communities: LaGrange, AR (5 mi); Aubrey, AR (6 mi); Haynes, AR (16 mi) (Census populations).

What a personal loan costs in Rondo

Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.

Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.

Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.

Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.

Arkansas lending rules that apply in Rondo

The Arkansas rate caps and licensing rules that reach Rondo are listed below, each with its source and retrieval date.

RuleDetailSource
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16

How to compare offers in Rondo

Here is a short checklist for comparing personal loans in Rondo:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Arkansas using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Rondo?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Rondo are the same as elsewhere in Arkansas.
How much can I borrow with a personal loan in Rondo?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Rondo require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Rondo hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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