Rolling Fork at a glance
- Population: 1,509, the 121st-largest community in Mississippi out of 299 (US Census Bureau, Vintage 2023).
- 2020 Census base: 1,866 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: population fell about 19.1% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Mississippi places: 121st out of 299 Census places (US Census Bureau).
- Size percentile: roughly 60% of places in Mississippi rank below it by population (US Census Bureau).
- Coordinates: 32.9073 latitude, -90.8769 longitude (US Census Bureau Gazetteer).
- Nearest larger cities within 120 miles: Hollandale, MS (19 mi); Lake Providence, LA (19 mi); Eudora, AR (27 mi); Yazoo City, MS (27 mi); Belzoni, MS (29 mi) (US Census Bureau).
- Smaller places close by: Anguilla, MS (5 mi); Cary, MS (8 mi); Mayersville, MS (10 mi) (US Census Bureau).
What a personal loan costs in Rolling Fork
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Mississippi lending rules that apply in Rolling Fork
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
How to compare offers in Rolling Fork
These steps are the ones that most affect the offer you receive in Rolling Fork:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Mississippi using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.