Remerton at a glance
- Population: 1,265 (US Census Bureau, Vintage 2023 subcounty estimate), the 278th-largest of 536 places in Georgia.
- 2020 Census base: 1,336 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: population fell about 5.3% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Georgia places: 278th by size among 536 communities (US Census Bureau).
- Size percentile: roughly 48% of places in Georgia rank below it by population (US Census Bureau).
- Coordinates: 30.8438, -83.3089 (US Census Bureau Gazetteer).
- Nearest larger cities (120-mile radius): Valdosta, GA (2 mi); Hahira, GA (11 mi); Lake Park, GA (13 mi); Quitman, GA (15 mi); Lakeland, GA (19 mi) (US Census Bureau).
- Nearest smaller communities: Dasher, GA (9 mi); Morven, GA (13 mi); Cecil, GA (15 mi), each a US Census place.
What a personal loan costs in Remerton
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Georgia lending rules that apply in Remerton
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Remerton
Before you commit to a personal loan in Remerton, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Georgia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.