Rembrandt at a glance
- Population: 201 residents, the 663rd-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
- 2020 Census base: 211 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: roughly 4.7% fewer residents than at the 2020 Census (US Census Bureau).
- Rank among Iowa places: 663rd by size among 940 communities (US Census Bureau).
- Size percentile: roughly 29% of places in Iowa rank below it by population (US Census Bureau).
- Coordinates: mapped at 42.8257, -95.1656 by the US Census Bureau Gazetteer.
- Nearest larger cities: Sioux Rapids, IA (5 mi); Marathon, IA (10 mi); Peterson, IA (11 mi); Albert City, IA (11 mi); Storm Lake, IA (13 mi); US Census Bureau population estimates.
- Smaller towns nearby: Linn Grove, IA (6 mi); Truesdale, IA (7 mi); Webb, IA (12 mi) (US Census Bureau).
What a personal loan costs in Rembrandt
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Iowa lending rules that apply in Rembrandt
The table lists the Iowa rules that apply to a loan made in Rembrandt, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
How to compare offers in Rembrandt
Run through this list before signing anything in Rembrandt:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Iowa using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.