Port Barre at a glance
- Population: a Census-estimated 1,749, placing it 117th among Louisiana's 302 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 1,758 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: a loss of about 0.5% since the 2020 count (US Census Bureau).
- Rank among Louisiana places: 117th out of 302 Census places (US Census Bureau).
- Size percentile: roughly 61% of Louisiana's places have fewer residents (US Census Bureau).
- Coordinates: 30.5555, -91.9560 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Opelousas, LA (8 mi); Sunset, LA (12 mi); Carencro, LA (17 mi); Church Point, LA (19 mi); Breaux Bridge, LA (19 mi); US Census Bureau population estimates.
- Smaller places nearby: Leonville, LA (7 mi); Washington, LA (7 mi); Grand Coteau, LA (11 mi), per US Census Bureau estimates.
What a personal loan costs in Port Barre
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Louisiana lending rules that apply in Port Barre
The sourced rows below are the rules a licensed lender must follow when lending in Louisiana, and therefore in Port Barre.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
How to compare offers in Port Barre
Before you share your details with a lender in Port Barre:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Louisiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.