Plainfield at a glance
- Population: 923 — 375th in Wisconsin, which has 605 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 count put the population at 922 (US Census Bureau).
- 2020 to 2023 change: about 0.1% growth over the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 375th out of 605 Census places (US Census Bureau).
- Size percentile: larger than about 38% of the Census places in Wisconsin (US Census Bureau).
- Coordinates: mapped at 44.2175, -89.4969 by the US Census Bureau Gazetteer.
- Nearest larger cities: Wautoma, WI (15 mi); Plover, WI (17 mi); Whiting, WI (19 mi); Amherst, WI (19 mi); Port Edwards, WI (20 mi) (Census populations, approximate straight-line distance).
- Nearest smaller towns: Almond, WI (5 mi); Hancock, WI (6 mi); Coloma, WI (12 mi) — US Census Bureau populations.
What a personal loan costs in Plainfield
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Wisconsin lending rules that apply in Plainfield
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Plainfield
A few practical steps will make the process in Plainfield less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.