Nahunta at a glance
- Population: 1,028 residents, the 295th-largest of 536 places in Georgia (US Census Bureau, Vintage 2023).
- 2020 Census base: 1,011 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: about 1.7% growth over the 2020 Census base (US Census Bureau).
- Rank among Georgia places: 295th largest of 536 (US Census Bureau).
- Size percentile: it exceeds roughly 45% of Georgia's Census places by population (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 31.2062, -81.9812.
- Nearest larger cities (120-mile radius): Blackshear, GA (17 mi); Waycross, GA (22 mi); Woodbine, GA (23 mi); Folkston, GA (25 mi); Jesup, GA (27 mi) (US Census Bureau).
- Nearest smaller communities: Hoboken, GA (9 mi); Patterson, GA (15 mi); Offerman, GA (16 mi), each a US Census place.
What a personal loan costs in Nahunta
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Georgia lending rules that apply in Nahunta
The sourced rows below are the rules a licensed lender must follow when lending in Georgia, and therefore in Nahunta.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Nahunta
Before you commit to a personal loan in Nahunta, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Georgia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.