Mountain View at a glance
- Population: 1,280 residents, the 38th-largest of 99 places in Wyoming (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 count put the population at 1,282 (US Census Bureau).
- 2020 to 2023 change: down about 0.2% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Wyoming places: 38th-largest of 99 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: about 62% of Wyoming's Census places are smaller (US Census Bureau).
- Coordinates: 41.2724 latitude, -110.3341 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: Lyman, WY (4 mi); Evanston, WY (33 mi); Kemmerer, WY (37 mi); Green River, WY (48 mi); Oakley, UT (61 mi) (Census populations, approximate straight-line distance).
- Nearest smaller places: Granger, WY (30 mi); Opal, WY (34 mi); Diamondville, WY (36 mi) (US Census Bureau estimates).
What a personal loan costs in Mountain View
Unlike a revolving credit card, a personal loan is closed-end: the balance falls on a fixed schedule and the payment does not change.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Wyoming lending rules that apply in Mountain View
The sourced rows below are the rules a licensed lender must follow when lending in Wyoming, and therefore in Mountain View.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
How to compare offers in Mountain View
The order below is a sensible way to approach a loan in Mountain View:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wyoming using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.