Moore Station at a glance
- Population: 162, the 1,178th-largest community in Texas out of 1,224 (US Census Bureau, Vintage 2023).
- 2020 Census base: 157 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: population rose about 3.2% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Texas places: the 1,178th-largest of 1,224 (US Census Bureau, 2023 estimate).
- Size percentile: about 4% of Texas's Census places are smaller (US Census Bureau).
- Coordinates: 32.1906 / -95.5704, per the US Census Bureau Gazetteer.
- Nearest larger cities: Coffee City, TX (7 mi); Poynor, TX (8 mi); Brownsboro, TX (8 mi); Berryville, TX (9 mi); Chandler, TX (10 mi), each a US Census place with its estimated population.
- Nearest smaller towns: Cuney, TX (14 mi); Powell, TX (44 mi); Kirvin, TX (53 mi) — US Census Bureau populations.
What a personal loan costs in Moore Station
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Texas lending rules that apply in Moore Station
The table lists the Texas rules that apply to a loan made in Moore Station, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Moore Station
Run through this list before signing anything in Moore Station:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.