Maywood at a glance
- Population: roughly 268 people; 283rd of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 264 (US Census Bureau).
- 2020 to 2023 change: about 1.5% more residents than the 2020 Census base (US Census Bureau).
- Rank among Nebraska places: 283rd of 527 by population (US Census Bureau, Vintage 2023).
- Size percentile: roughly 46% of places in Nebraska rank below it by population (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 40.6587, -100.6222.
- Nearest larger cities: Curtis, NE (6 mi); Brady, NE (28 mi); Gothenburg, NE (31 mi); Wallace, NE (31 mi); Eustis, NE (31 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller towns: Wellfleet, NE (9 mi); Moorefield, NE (12 mi); Stockville, NE (15 mi) (US Census Bureau).
What a personal loan costs in Maywood
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Nebraska lending rules that apply in Maywood
Read the table as the compliance picture for a lender serving Maywood: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
How to compare offers in Maywood
Run through this list before signing anything in Maywood:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Nebraska using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.