Maysville at a glance
- Population: roughly 154 people; 732nd of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 157 (US Census Bureau).
- 2020 to 2023 change: about 1.9% below the 2020 Census base (US Census Bureau).
- Rank among Iowa places: 732nd largest of 940 (US Census Bureau).
- Size percentile: larger than about 22% of the Census places in Iowa (US Census Bureau).
- Coordinates: 41.6495 / -90.7183, per the US Census Bureau Gazetteer.
- Nearest larger cities: Donahue, IA (4 mi); Walcott, IA (5 mi); Eldridge, IA (7 mi); Dixon, IA (7 mi); Long Grove, IA (8 mi); US Census Bureau population estimates.
- Nearest smaller places: New Liberty, IA (9 mi); Panorama Park, IA (15 mi); Welton, IA (19 mi) (US Census Bureau estimates).
What a personal loan costs in Maysville
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Iowa lending rules that apply in Maysville
The Iowa rate caps and licensing rules that reach Maysville are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
How to compare offers in Maysville
Before you commit to a personal loan in Maysville, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Iowa using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.