Maysville at a glance
- Population: about 2,167 residents, ranking 229th of 536 Census places in Georgia (US Census Bureau, Vintage 2023 subcounty estimate).
- 2020 Census base: 1,877 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: roughly 15.5% higher than at the 2020 Census (US Census Bureau).
- Rank among Georgia places: the 229th-largest of 536 (US Census Bureau, 2023 estimate).
- Size percentile: about 57% of places in Georgia are smaller (US Census Bureau).
- Coordinates: mapped at 34.2551, -83.5531 by the US Census Bureau Gazetteer.
- Nearest larger cities (within 120 miles): Commerce, GA (5 mi); Jefferson, GA (9 mi); Lula, GA (12 mi); Gainesville, GA (16 mi); Hoschton, GA (17 mi) (US Census Bureau populations).
- Smaller places nearby: Gillsville, GA (6 mi); Homer, GA (7 mi); Pendergrass, GA (9 mi), per US Census Bureau estimates.
What a personal loan costs in Maysville
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Georgia lending rules that apply in Maysville
The table lists the Georgia rules that apply to a loan made in Maysville, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Maysville
Before you share your details with a lender in Maysville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Georgia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.