Maynardville at a glance
- Population: the Census estimates 2,581 residents, ranking 145th of 344 places in Tennessee (Vintage 2023).
- 2020 Census base: 2,460 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: roughly 4.9% higher than at the 2020 Census (US Census Bureau).
- Rank among Tennessee places: 145th out of 344 Census places (US Census Bureau).
- Size percentile: ahead of around 58% of Tennessee places in population terms (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 36.2470, -83.8057.
- Nearest larger cities: New Tazewell, TN (17 mi); La Follette, TN (20 mi); Jefferson City, TN (20 mi); Knoxville, TN (21 mi); Clinton, TN (21 mi), each a US Census place with its estimated population.
- Smaller places close by: Luttrell, TN (4 mi); Plainview, TN (5 mi); Blaine, TN (9 mi) (US Census Bureau).
What a personal loan costs in Maynardville
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Tennessee lending rules that apply in Maynardville
Read the table as the compliance picture for a lender serving Maynardville: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How to compare offers in Maynardville
Run through this list before signing anything in Maynardville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Tennessee using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.