Maurice at a glance
- Population: about 2,816, 94th by size in Louisiana of 302 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 2,122 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: population rose about 32.7% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Louisiana places: 94th in population of 302 places (US Census Bureau).
- Size percentile: it exceeds roughly 69% of Louisiana's Census places by population (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 30.1041, -92.1211.
- Nearest larger cities (within 120 miles): Youngsville, LA (7 mi); Abbeville, LA (9 mi); Scott, LA (10 mi); Broussard, LA (10 mi); Kaplan, LA (12 mi) (US Census Bureau populations).
- Smaller places nearby: Duson, LA (10 mi); Erath, LA (11 mi); Delcambre, LA (13 mi), per US Census Bureau estimates.
What a personal loan costs in Maurice
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Louisiana lending rules that apply in Maurice
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
How to compare offers in Maurice
These steps are the ones that most affect the offer you receive in Maurice:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Louisiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.