Marineland at a glance
- Population: 9, the 411th-largest community in Florida out of 411 (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 Census recorded 8 residents here (US Census Bureau).
- 2020 to 2023 change: up roughly 12.5% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Florida places: 411th of 411 by population (US Census Bureau, Vintage 2023).
- Size percentile: it is larger than about 0% of the places in Florida (US Census Bureau).
- Coordinates: 29.6695 / -81.2148, per the US Census Bureau Gazetteer.
- Nearest larger cities: Palm Coast, FL (9 mi); Beverly Beach, FL (11 mi); St. Augustine Beach, FL (12 mi); Flagler Beach, FL (14 mi); St. Augustine, FL (17 mi); US Census Bureau population estimates.
- Nearest smaller towns: no smaller Census place lies within 120 miles.
What a personal loan costs in Marineland
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Florida lending rules that apply in Marineland
The table carries the Florida rate and licensing rules that apply to consumer loans made in Marineland.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
How to compare offers in Marineland
Here is a short checklist for comparing personal loans in Marineland:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Florida using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.