Maple Bluff at a glance
- Population: 1,308 people, the 327th-largest place among Wisconsin's 605 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 Census recorded 1,369 residents here (US Census Bureau).
- 2020 to 2023 change: about 4.5% below the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 327th by size among 605 communities (US Census Bureau).
- Size percentile: roughly 46% of Wisconsin's places have fewer residents (US Census Bureau).
- Coordinates: 43.1174, -89.3710 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Madison, WI (4 mi); Shorewood Hills, WI (5 mi); Monona, WI (5 mi); Waunakee, WI (6 mi); Middleton, WI (7 mi), each a US Census place with its estimated population.
- Nearest smaller places: Dane, WI (11 mi); Arlington, WI (15 mi); Rockdale, WI (20 mi) (US Census Bureau estimates).
What a personal loan costs in Maple Bluff
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Wisconsin lending rules that apply in Maple Bluff
The Wisconsin rate caps and licensing rules that reach Maple Bluff are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Maple Bluff
Before you share your details with a lender in Maple Bluff:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.