Manor at a glance
- Population: 20,209 — 149th in Texas, which has 1,224 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 13,658 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: about 48.0% more residents than the 2020 Census base (US Census Bureau).
- Rank among Texas places: 149th by size among 1,224 communities (US Census Bureau).
- Size percentile: roughly 88% of Texas's places have fewer residents (US Census Bureau).
- Coordinates: latitude 30.3542, longitude -97.5583 (US Census Bureau Gazetteer).
- Nearest larger cities: Pflugerville, TX (7 mi); Austin, TX (12 mi); Hutto, TX (13 mi); Round Rock, TX (13 mi); Cedar Park, TX (19 mi); each population is a US Census Bureau estimate.
- Nearest smaller communities: Webberville, TX (10 mi); Elgin, TX (10 mi); Coupland, TX (12 mi) (Census populations).
What a personal loan costs in Manor
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Texas lending rules that apply in Manor
The sourced rows below are the rules a licensed lender must follow when lending in Texas, and therefore in Manor.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How to compare offers in Manor
The steps below are worth completing first when you borrow in Manor:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.