Loganville at a glance
- Population: 290 (US Census Bureau, Vintage 2023 subcounty estimate), the 547th-largest of 605 places in Wisconsin.
- 2020 Census base: 300 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: population fell about 3.3% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Wisconsin places: 547th of the state's 605 Census places (US Census Bureau).
- Size percentile: about 10% of places in Wisconsin are smaller (US Census Bureau).
- Coordinates: 43.4370, -90.0374 (US Census Bureau Gazetteer).
- Nearest larger cities (within 120 miles): Rock Springs, WI (6 mi); Reedsburg, WI (7 mi); North Freedom, WI (9 mi); Cazenovia, WI (10 mi); Plain, WI (11 mi) (US Census Bureau populations).
- Nearest smaller towns: Lime Ridge, WI (6 mi); Ironton, WI (9 mi); Union Center, WI (20 mi) (US Census Bureau).
What a personal loan costs in Loganville
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
Wisconsin lending rules that apply in Loganville
The table lists the Wisconsin rules that apply to a loan made in Loganville, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Loganville
A few practical steps will make the process in Loganville less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.