Levasy at a glance
- Population: 75 — 830th in Missouri, which has 937 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 77 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: down about 2.6% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Missouri places: 830th of 937 by population (US Census Bureau, Vintage 2023).
- Size percentile: about 11% of Missouri's Census places are smaller (US Census Bureau).
- Coordinates: it sits at 39.1352, -94.1281 in the US Census Bureau Gazetteer.
- Nearest larger cities: Napoleon, MO (2 mi); Buckner, MO (4 mi); Sibley, MO (5 mi); Orrick, MO (5 mi); Fleming, MO (6 mi); US Census Bureau population estimates.
- Nearest smaller communities: River Bend, MO (14 mi); Unity Village, MO (19 mi); Randolph, MO (20 mi), each a US Census place.
What a personal loan costs in Levasy
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Missouri lending rules that apply in Levasy
The table lists the Missouri rules that apply to a loan made in Levasy, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
How to compare offers in Levasy
A few practical steps will make the process in Levasy less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Missouri using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.