Leon at a glance
- Population: roughly 129 people; 221st of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 135 residents here (US Census Bureau).
- 2020 to 2023 change: a loss of about 4.4% since the 2020 count (US Census Bureau).
- Rank among West Virginia places: 221st of the state's 230 Census places (US Census Bureau).
- Size percentile: roughly 4% of places in West Virginia rank below it by population (US Census Bureau).
- Coordinates: 38.7481 / -81.9545, per the US Census Bureau Gazetteer.
- Nearest larger cities: Buffalo, WV (10 mi); Henderson, WV (11 mi); Point Pleasant, WV (12 mi); Gallipolis, OH (14 mi); Ripley, WV (14 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller towns: Cheshire, OH (16 mi); Centerville (Thurman), OH (28 mi); Wilkesville, OH (30 mi) — US Census Bureau populations.
What a personal loan costs in Leon
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
West Virginia lending rules that apply in Leon
Read the table as the compliance picture for a lender serving Leon: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
How to compare offers in Leon
Run through this list before signing anything in Leon:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in West Virginia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.