Krupp at a glance
- Population: 47 residents, the 281st-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
- 2020 Census base: 47 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: essentially flat from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Washington places: 281st-largest of 281 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: roughly 0% of places in Washington rank below it by population (US Census Bureau).
- Coordinates: it sits at 47.4105, -118.9887 in the US Census Bureau Gazetteer.
- Nearest larger cities within 120 miles: Wilson Creek, WA (6 mi); Odessa, WA (15 mi); Coulee City, WA (20 mi); Hartline, WA (20 mi); Almira, WA (21 mi) (US Census Bureau).
- Smaller places nearby: State Line, ID (93 mi), per US Census Bureau estimates.
What a personal loan costs in Krupp
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Washington lending rules that apply in Krupp
The Washington rate caps and licensing rules that reach Krupp are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
How to compare offers in Krupp
The order below is a sensible way to approach a loan in Krupp:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Washington using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.