Jewett at a glance
- Population: about 821, 860th by size in Texas of 1,224 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 789 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: about 4.1% growth over the 2020 Census base (US Census Bureau).
- Rank among Texas places: 860th-largest of 1,224 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: it is larger than about 30% of the places in Texas (US Census Bureau).
- Coordinates: 31.3626, -96.1455 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Buffalo, TX (8 mi); Centerville, TX (12 mi); Teague, TX (20 mi); Fairfield, TX (25 mi); Groesbeck, TX (25 mi) — straight-line distances, US Census Bureau populations.
- Smaller places nearby: Marquez, TX (11 mi); Leona, TX (18 mi); Normangee, TX (23 mi), per US Census Bureau estimates.
What a personal loan costs in Jewett
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Texas lending rules that apply in Jewett
Read the table as the compliance picture for a lender serving Jewett: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How to compare offers in Jewett
A few practical steps will make the process in Jewett less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.