Jennette at a glance
- Population: 117, the 433rd-largest community in Arkansas out of 500 (US Census Bureau, Vintage 2023).
- 2020 Census base: 119 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: down about 1.7% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Arkansas places: 433rd out of 500 Census places (US Census Bureau).
- Size percentile: ahead of around 13% of Arkansas places in population terms (US Census Bureau).
- Coordinates: latitude 35.1581, longitude -90.4188 (US Census Bureau Gazetteer).
- Nearest larger cities: Crawfordsville, AR (7 mi); Edmondson, AR (7 mi); Earle, AR (8 mi); Anthonyville, AR (9 mi); Parkin, AR (10 mi) — straight-line distances, US Census Bureau populations.
- Smaller towns nearby: Jericho, AR (14 mi); Birdsong, AR (23 mi); Haynes, AR (28 mi) (US Census Bureau).
What a personal loan costs in Jennette
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Arkansas lending rules that apply in Jennette
Read the table as the compliance picture for a lender serving Jennette: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
How to compare offers in Jennette
Run through this list before signing anything in Jennette:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.